Property Development Finance in the UK
Property Development Finance in the UK Securing adequate funding continues to be one of the biggest challenges facing developers as they explore new projects across the UK. Typically, the biggest hurdle they’ll face is securing a well-structured finance package that meets their needs and aligns with their existing portfolio. The success of every new building […]
What Is a Good LTV?
What Is a Good LTV? Lenders and banks assess risk before approving a mortgage using the loan-to-value (LTV) ratio. A loan assessment with a high LTV ratio will be considered a more significant risk by lenders and, if a mortgage is approved, it’s likely to come with higher interest rates. A good loan-to-value (LTV) ratio […]
What Is The Debt Ratio?
What Is The Debt Ratio? The debt ratio measures the extent to which a company’s assets are financed by debt. If an organisation has a high debt ratio, lenders may judge them to have a greater risk of defaulting on loans. But a lower debt ratio means assets are funded by equity and companies are […]
Your Guide to Yacht Finance in 2024.
Your Guide to Yacht Finance in 2024. For many people, owning a superyacht is the ultimate statement of wealth. It’s a way of life associated with exclusivity, liberty, and adventure that symbolises status, from relaxing excursions along the Côte d’Azur’s blue coast to flashy parties on deck during the Formula 1 Grand Prix in Monaco. […]
How rising interest rates affect high-net-worth individuals
Modern society has become accustomed to interest rates falling. In 1981, interest rates stood at around 16% but, in the four decades since, we’ve seen them trend downwards until they hit a record low of 0.1% during the COVID-19 pandemic. But times are changing as, in response to historic inflation increases and rising prices, we’re now seeing […]
